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Tag: Homeowners Insurance

When to File a Homeowners Insurance Claim

Posted: March 16, 2021

A home is a major investment, and home insurance is designed to protect it. We pay premiums in exchange for coverage, so the natural inclination is to file a claim when a covered loss occurs. The reality is not so clear cut. Filing a claim under the wrong circumstances can affect your premiums and your finances adversely in the future. It is important to know...

Do I Need Different Insurance for a Vacation Home?

Posted: March 1, 2021

If you have the good fortune to own a vacation home, it is important to protect your investment. You may need a separate insurance policy to cover your second home. Vacation home insurance can help protect that property against a range of perils. Why Do I Need Separate Insurance for a Second Home? For a second home you don’t live in full time, you will...

If A Contractor Damages My Home, Whose Insurance Covers It?

Posted: January 8, 2021

Homeowners insurance is designed to provide you with financial protection from loss due to theft, disasters, and accidents. But what happens if a contractor causes damage to your home? In this case, your homeowners insurance may help cover the cost of repairs, but will likely seek reimbursement through the contractor’s general liability insurance.  Damage to Your Home From an Accident Caused by a Contractor Although...

Preparing Your Home For The New Year

Posted: December 16, 2020

With all the holiday activities coming to an end, the New Year is a great time to give your home a fresh start. These tips can help you get your home clean, organized, and prepared for the winter months ahead. Clear Out the Clutter Christmas decorations, wrapping paper, and odds and ends that accumulate over the holidays and throughout the year can add to the...

Turkey Day Safety reminders from Finn and Q

Posted: November 23, 2020

Thanksgiving is an exciting time to gather with friends and family. This year, celebrations may look a little different. More people may be planning outdoor gatherings featuring fried turkey! There are many important considerations to make regarding safety when frying a turkey. First, be sure the turkey is properly thawed before placing it in the fryer. Never place a frozen turkey in hot oil. Be...