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Category: Homeowners Insurance

The Benefits of Umbrella Insurance

Accidents can happen to anyone, often leading to extensive financial losses. Umbrella insurance is a type of personal liability coverage that covers injury to others or damage to their possessions. It covers other family or household members as well as policyholders. It is a low-cost way to obtain significant additional liability coverage. Umbrella insurance provides the following benefits. Broader Coverage Umbrella personal liability insurance can...

6 Common Problems Caused by Clogged Gutters

Raising a ladder to dig mud and leaves from your gutters never sounds like a fun job. But if you’re a homeowner, it’s worth the hassle. That’s because cleaning your gutters can help prevent anything from bees’ nests to a bad foundation.This year, resist the urge to put off the chore. Need some motivation? Learn about these common problems caused by clogged gutters.Why is Gutter...

7 Tips for Developing Your Family’s Fire Escape Plan

During a house fire, every second counts. That’s why it’s important for you and your family to be prepared.A recent study by the American Red Cross found that many homeowners are both overconfident and underprepared when it comes to fire safety. Practicing your escape plan twice a year helps increase the odds of survival, but 70% don't. Even more, 65% don't test their smoke alarms...

35 Screen-Free Activities Your Family Can Enjoy This Summer

Ah, Summer! As a kid, few times of the year bring more joy. But for parents, all that unstructured free time can bring its own share of struggles. When you were growing up, summer probably meant spending more time outdoors than inside. It meant swimming, bike rides and games of pickup basketball. Today, however, many children are content to replace those activities with television, video...

10 Easy Dorm Room Hacks

It’s college move-in time. For many, this is the first time students will be living away from home and moving into a smaller space. It might even be the first time sharing a room—and a bathroom—with someone. With a roommate and limited space, if you’re a soon-to-be college student, you might be in for a wake-up call.A college dorm room isn’t just a bedroom anymore...