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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

How Much Life Insurance Do I Need?

Calculating how much life insurance involves evaluating your financial circumstances, which vary widely from family to family. In essence, you want a policy that will cover income loss due to death, provide your family with the capacity to pay off all bills, and provide your family with the financial support your dependents need. A basic calculation is to purchase a policy that pays out ten...

Here’s Why You Should Never Drive Through a Flash Flood

What Is a Flash Flood? Flash floods are sudden, local floods that are usually caused by heavy rainfall. They can occur within minutes or a few hours after the rain starts falling. A burst dam or levee, or a released ice jam, can also create this type of flooding. Where Do Flash Floods Occur? Floods can occur anywhere and anytime, even in places you may...

Business Income Coverage vs. Business Interruption Insurance: What's the Difference?

Protecting your business with insurance is essential. It starts with understanding what each type of business insurance covers. Business income coverage and business interruption insurance are terms often used interchangeably – but is there a difference? All business insurance policies vary in what they cover. You may have access to a policy that protects repairs to a facility, damaged inventory, and lost income, or you...

The Five Types of Insurance Every College Student Needs

Parents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises.  One neglected area to add to the college "to-do"...

Live from Grecian Family Restaurant and Bakery

If you haven't heard, DeBerry Insurance Agency is celebrating 18 years in business this month! That's right, we have been locally owned and operated since July 1, 2003. We are so thankful for all of the years we have been able to serve our clients and the community. In celebration of our business anniversary, we are adding to our customer appreciation program to have -...