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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Does Your Life Insurance Policy Offer This Surprising Benefit?

Just six months after retiring from 32 years on the Richmond, Virginia, Fire Department, Len Archer got a devastating diagnosis from his doctor. He had pancreatic cancer, and he likely had only two to eight months to live. In an instant, Len, 56, and his wife, Paula, went from planning their retirement to preparing for what appeared to be the inevitable. At the urging of...

The Surprising History of 8 Iconic Car Accessories

1950s: Fuzzy Dice A staple of 1950s “hot rod” culture, fuzzy dice can still be found hanging from the rearview mirrors of classic cars across the United States. But while these colorful plush accessories may seem like the epitome of cheesiness, their origins are less lighthearted. It’s said that placing a pair of dice on the instrument panel became a common practice for fighter pilots during...

Starting a Family? Consider These Types of Life Insurance

When you have children, it is more important than ever to have life insurance. You want to provide for them in case something should happen to you. Death benefits from a life insurance policy could cover the mortgage payments, pay for your child’s college education, and help support your family.  What Are the Different Types of Life Insurance? The two main types of life insurance...

New Customers of the Month!

We are having a great time with our New Customer Appreciation program! Each month, we draw from among the names of our new customers to determine a winner. This month, Timothy and Regan are our lucky winners! We are celebrating them with a display of yard signs. They will also receive a gift card to the local restaurant Martin's Bar-B-Que Joint in Spring Hill. We...

What Is Employment Practices Liability Insurance, and Why Does My Business Need It?

Employee lawsuits against employers are on the rise. Employment practices liability insurance (EPLI) is coverage to protect your business against employee claims that their rights have been violated. Some insurers will provide this coverage as a Business Owners Policy (BOP) endorsement, while others offer it as stand-alone insurance.  What Does EPLI Cover? Employment practices liability insurance provides protection against a range of employee claims, including:...