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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Am I Covered When I Lend My Car To Friends Or Family?

Am I Covered When I Lend My Car To Friends Or Family?

If you own a car, chances are you’ve let a friend or family member borrow it at least once. After all, there are plenty of reasons to hand over the keys. Maybe you needed a relative to pick up your kids from school. Or you’re helping someone get to work after their car broke down. But did you know that in the event of an...

How To Lower Your Homeowners Insurance Costs

How To Lower Your Homeowners Insurance Costs

If you own a home, homeowners insurance is an item in your budget that’s there to stay. Depending on the size of your home, location, and other factors, your premiums may be significant and could increase over time. However, there are ways to minimize the cost of homeowners insurance. Taking the following steps could help lower your premiums. Increase Your Deductible A deductible is the...

Are There Restrictions On Final Expense Insurance Policies?

Are There Restrictions On Final Expense Insurance Policies?

Death is as certain as taxes, and your final expenses may be more than you are anticipating. That’s why it makes sense to purchase final expense insurance to help protect your loved ones after you are gone. Our knowledgeable agency can help you find a final expense insurance policy to suit your needs. What Is Final Expense Insurance? Final expense insurance is a type of...

New "Hands Free Law" will ban Cellphones while driving

By Eric DeBerry Owner, DeBerry Insurance Agency As your hometown insurance agency, we have been cautioning drivers against cellphone use while driving for many years.  It is no secret that auto accidents due to distracted driving are increasing in number. Single car accidents resulting from distracted driving are especially on the rise. This July, a new law will go into effect for the entire State...

Best Uses For Special Event Insurance

Best Uses For Special Event Insurance

In today’s litigious society, it may be wise to consider purchasing special event insurance if you are planning a wedding, a large party, or another event. This type of insurance can help protect your investment in the event and provide liability coverage for various types of potential claims. Speak with our friendly, helpful agency about an insurance policy to cover your special event. What Is...