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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

Will Workers’ Comp Cover Employee Negligence?

Workers' compensation insurance is designed to provide benefits to injured workers and to protect employers from injury lawsuits brought by employees. It pays for medical care, partially replaces lost wages during recovery from work-related injuries, and covers vocational rehabilitation for workers when needed. Generally, workers' compensation is a no-fault system that provides benefits for workers injured on the job, regardless of who was at fault....

Driving on Black Ice: What You Need to Know

From snow to sleet to freezing rain, severe weather conditions can make winter driving especially difficult. But perhaps none is more dangerous than black ice. That's because unlike snow and sleet, black ice can be practically invisible to an unsuspecting driver. Related: 7 Dangerous Winter Driving Myths... Debunked The safest thing to do is stay home when conditions call for icy roads – but of...

New Year, new Insurance Review!

At the start of the new year, we want to take time to thank all of our clients who support this agency and have over the past 15 years. Also, thank you to the personal and commercial clients who continue to provide referrals because of how they are taken care of. We greatly appreciate it! We had a great year in 2018 and are looking...

Protecting Your Home Through The Seasons

Blazing sun, sub-zero temperatures, or any extreme weather conditions can wreak havoc on your home, but seasonal maintenance can go a long way toward preventing catastrophe. The following are home maintenance checklists for winter, spring, summer, and fall. Winter Home Maintenance Vacuum HVAC registers to remove dust and debris. Flush out water heater to remove built-up sediment. Clean refrigerator coils. Check caulking around showers and...

Keeping Your Car In Good Shape On A Road Trip

A road trip is an American tradition and a great adventure. While you are traveling, your car becomes your home away from home. Many travelers use their cars as a place to eat, a shelter from the elements, and sometimes even a temporary spot to sleep. Even more importantly, you are relying on your vehicle to get you safely from one destination to another. Before...